Income and expenditure statement

Use this document to record your income from all sources and total expenditure, and to record what your debts are and where (if applicable) you have fallen into arrears with such debts.  The document will then calculate what surplus income (if any) you have.  With this information, you can review and make decisions about whether you need to reduce your expenditure, and if so, where you might make savings; and about how best to use any surplus income that you have.

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